Payment options:
Payment options available at Reunite include private pay, out-of-network insurance, and Health Savings Accounts. When you call to make an appointment, payment options and fees can be discussed to determine the best choice for you.
FAQs
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Individual therapy- $125 per 50 min session. - Sliding scale available upon request, which is reevaluated approximately every 3 months.
Couples therapy- $150 per 50 min session or $225 per 90 min session.
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No, Reunite is out-of-network with all insurance companies. If you prefer to go through your insurance, at your request, you will be provided with a monthly receipt (known as a superbill) that you submit for potential out-of-network reimbursement. To determine out-of-network reimbursement, call the number on the back of your insurance card and ask about reimbursement rates for out-of-network mental health services.
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To take insurance, we are required to diagnose our clients within the first session that insurance is being used. Providing a diagnosis can be stigmatizing and inaccurate if diagnosed without the needed time to assess. Many clients choose to pay privately for therapy to bypass the session limits, information going on their permanent medical records, and avoid a medical diagnosis.
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Yes, a mental health diagnosis is required for insurance reimbursement, including out-of-network reimbursement. Many clients choose to pay privately for therapy to avoid any limitations on the number of sessions allowed and bypass the medical diagnosis system.
Private Pay
Many clients choose to pay privately for their therapy services. One of the benefits is it allows the client to receive therapy without a mental health diagnosis or the restrictions of an insurance plan. For insurance to cover treatment services a few things need to occur. There has to be an identified patient, the patient has to have a diagnosis, therapy must be medically necessary, and the treatment must be focused on treating the diagnosis. Reunite’s view is meeting client(s) where they are at, attempting to element any barriers that impact client(s) goals, and understanding that life, feelings, and growth are more than a diagnosis.
Payments must be made at the time of the service via credit or debit card.
Couples, Marital, or Premarital Therapy is 100% private pay at Reunite. Our approach sees couples therapy as being for the relationship, which focuses on concerns above and beyond what insurance would label as “medically necessary.” Insurance covers only services that are "medically necessary" for the individual client with a mental health diagnosis.
Out-of-Network
Reunite is a private pay practice and has decided to be out-of-network with all insurance companies. Clients with insurance coverage may choose to submit a receipt (Superbill provided by Reunite upon request) to their insurance company for out-of-network reimbursement. If plan to submit for reimbursement, please inform the therapist before the first session to discuss Superbills in more detail. When submitting for reimbursement, a mental health diagnosis is required to utilize health insurance. Reunite does not submit claims to insurance, and the client would be responsible to contact their insurance and submit the superbill. Submitting a superbill to insurance does not guarantee insurance will reimburse the client for the services. Every insurance plan is different, and it is the client’s responsibility to call the phone number on the back of your insurance card and inquire about out-of-network mental health coverage. If the insurance company requests more information than is provided on the receipt (superbill), Reunite will provide a summary of treatment and explain why further treatment would be beneficial. Payments will need to be paid to Reunite at the time of service. As every insurance is different, Reunite is not responsible if the insurance company decides the documentation does not meet their requirements for coverage of treatment.
Health Savings Account
Clients may use their Health Savings Account or Flex Spending Account to pay for services.
Good Faith Statement
Under Section 2799B-6 of the Public Health Service Act, all healthcare providers and healthcare facilities are required to inform clients who are not enrolled in an insurance plan, will not be covered for the services with their insurance plan, not in a Federal healthcare program, or not filing a claim with their insurance to receive an estimate of cost upon request or at the time of scheduled services to receive a “Good Faith Estimate” of expected charges both orally and in writing.
You have the right to receive a “Good Faith Estimate” explaining how much your therapy will cost.